About

Welcome to Smart Investment with ETF!

Welcome to my blog! I am a full-time investor, and over the years, I've experimented with various strategies to boost returns, including day trading, leveraged trading, rule-based systems, momentum chasing, chart-based trading, etc. I thought I was smart enough to figure out how to get rich quickly. However, things didn’t work out as planned - instead of getting rich quickly, I ended up a little poorer.

Then, I came across a conversation between Warren Buffett and Jeff Bezos, where Buffett reportedly said, “People don’t want to get rich slowly.. [so they choose to get poor quickly]." That struck me hard. I realized my failure was because I wanted shortcuts and didn’t stay patient through the process. Warren Buffett’s average annual return of around 20% may not sound spectacular at first, but as the second richest person in the world and one of the most respected investors, it’s clearly more than enough. In fact, it was sufficient for Berkshire Hathaway to generate approx. 4.5 million percent returns since 1965.

While achieving a consistent 20% annual return over a long period is incredibly challenging, the good news is that we don’t have to aim that high. For example, the S&P 500 has historically delivered an average annual return of about 10%. If we assume this trend continues, an investment of $57,300 in an S&P 500 ETF could grow to $1 million in 30 years. If you don’t have $57,300, you can start with a smaller amount and extend the investment period. For most people, this approach should be more than sufficient. So, I encourage every one of my readers to make smart investments to generate steady returns over a very long period of time. I also have another blog, Grow Rich Slowly (https://growrichslowlyinvesting.blogspot.com). Smart Investment with ETF provides practical information and knowledge on how to implement the grow-rich-slowly approach.

How My Blog Will Help You

My blog provides readers with essential knowledge and select portfolios for smart investments. I will show you how to structure actual investment portfolios, along with each portfolio's historical performance, including metrics like annual average returns, maximum drawdowns, and more. Rather than focusing on individual stocks, I will concentrate on ETFs (Exchange Traded Funds) to implement investment strategies. I believe this approach is a better way for average investors, like you and me, to achieve slow and steady returns, ultimately growing rich over time.

About Me

I go by the pen name “Neo” on my blog. Yes, it’s inspired by my favorite character from the movie, "The Matrix". Neo started out unaware of the true nature of reality, but after taking the red pill, he became aware of the real world. I want to stay aware of the ever-changing investment landscape and share insights with my readers. The first and most important "red pill" I offer is the realization that there’s no shortcut to getting rich quickly. Instead, a slow and steady approach is the most reliable way to build wealth for everyone. Please feel free to reach out with any questions, inquiries, or suggestions at smartinvestmentwithetf@gmail.com. I am excited to make Smart Investment with you.




This blog does not offer investment, financial, or advisory services. The information provided herein is for general informational purposes only and should not be interpreted as advice for making specific investment decisions. All investments involve risk, and past performance is not indicative of future results. It is advisable to consult with a qualified financial advisor to determine strategies or products that are appropriate for your individual circumstances. The owner, writer, or operator of this blog accepts no responsibility for any direct or indirect losses that may arise from the use of or reliance on the content presented. The information provided on this blog is subject to change and may not be current. The content is based on personal opinions, as well as information from news sources and research, and may vary due to shifts in personal opinions, financial market conditions, or other influencing factors.